Flexible Kitchen & Cabinet Financing Options
Make your dream kitchen a reality with simple, affordable financing solutions.
Flexible Financing to Fit Your Budget
A kitchen remodel or custom cabinetry project is one of the most rewarding investments you can make in your home, but it doesn’t have to feel overwhelming financially. That’s why Cabinet Creations partners with HFS Financial to provide simple, affordable financing solutions. With flexible terms and fast approvals, you can move forward with your dream project today and pay over time in a way that fits your budget.
Financing FAQs
- Do I need perfect credit to qualify?expand_more
- No, HFS works with a wide range of credit profiles. Approval depends on your individual situation, but many homeowners qualify even without perfect credit.
- How much can I finance?expand_more
- Financing options typically cover projects ranging from $10,000 to $250,000, making it flexible for both cabinetry-only projects and full kitchen remodels.
- Will applying affect my credit score?expand_more
- Submitting an application may involve a soft credit check. If you decide to move forward with a loan, a hard inquiry may be required.
- Can I use financing for cabinetry-only projects?expand_more
- Yes, whether you’re investing in new cabinetry, a full kitchen remodel, or a custom closet, financing can apply.
- Is there a penalty for paying off early?expand_more
- No, you can pay off your loan at any time without prepayment penalties.
How Our Financing Process Works
Getting started with financing is quick and hassle-free. Here’s what you can expect:
1. Apply
Online
Complete a secure application through HFS Financial in just a few minutes.
2. Get Fast Approval
Most applicants receive same-day responses with no obligation.
3. Choose Your Terms
Select the repayment plan that works best for your budget and lifestyle.
4. Start Your Remodel
Once approved, your project begins, no delays, no worries.
Where We Work
Cabinet Creations proudly serves homeowners throughout Northern Oakland County, bringing quality craftsmanship and a proven remodeling process to every project. Our team focuses on kitchen remodeling and custom cabinetry in the communities we know best, places where thoughtful design and lasting value matter most. From Waterford to Rochester Hills, we’ve built a reputation for being the helpful, professional remodeler local families trust.
Don’t see your area listed? Contact us to find out if we can bring our expertise to your neighborhood.
Our Service Area
- Waterford
- Clarkston
- Lake Orion
- Rochester
- Rochester Hills
- Troy
- Royal Oak
- White Lake
- Oxford
- West Bloomfield
- Commerce Township
- Highland Township
- Oakland Township
- Orion Township
- Springfield Township
- Independence Township
- Milford
- Brighton
- Hartland
- Novi
What Our Clients Are Saying
"Cabinet Creations is such a well-organized and fun company to work with. The idea of a kitchen remodel with small children was so daunting, but we still can’t believe how enjoyable the entire process was. From day one we had clear communication and dependability, and installation was a breeze (shout out to Rollie!) - the craftsmanship and attention to detail is something we’ve never experienced with other companies. We could not be happier and will continue to recommend CC to anyone in need of a kitchen remodel!"
Sara C.
"The crew at Cabinet Creations was professional, thorough, and fun to work with through the entire process of planning and installing our new kitchen. Unlike other contractors we've worked with in the past, they met all of their time and budget commitments with clear communication to back it up. If you're thinking about remodeling your kitchen or any other cabinetry project, we highly recommend Cabinet Creations."
Jeffrey C.
"I can't say enough good things about this company! From the initial contact to the finish line, every step of the way was seamless. We put off our kitchen remodel for years we were dreading it so much, so please take my word for it!"
Linda T.
"Josh did an AWESOME job with our kitchen. We took his kitchen plan all over the place and no one could match the detail let alone the price. We are very happy so happy in fact I have referred Josh to at least half a dozen of my customers and 3 of them have purchased their kitchens from Josh. Thank you! And Great job!"
Ryan S.
"Hiring Cabinet Creations for our Kitchen remodel was one of the best decisions we made as new homeowners! They are such a buttoned up operation and took our kitchen dreams from start to finish with NO delays. They go above and beyond to ensure their customers are satisfied. Everyone warned us when we started a kitchen remodel to expect issues and delays, but we experienced none of it with CC. Any issues we did experience were fixed promptly at no extra charge. The design to install process was fun, easy and seamless. I would highly recommend working with them for your project!"
Victoria M.
"Love our new kitchen ! The designer, Andrea, helped us with every little detail to perfection. The cabinet quality is outstanding and the installation team was very professional and talented. I trusted them with our dream from the moment we met."
Jan J.
"Have to come check out this showroom. Located in Waterford, MI at 5740 Williams Lake Rd. American made cabinetry. Not just for your kitchen. Fully remodel services and cabinet only retail option. Custom Quality Product. Installers are not subcontractors which is HUGE in remodel industry."
Amanda H.
"Cabinet Creations delivered precise craftsmanship with no hassle. They are professional, friendly, flexible, easy to reach, and our extensive bathroom remodel was a smooth process with no stress, mess, or decision fatigue. We got exactly what we wanted and we absolutely would hire them again."
Michael S.
Ready to Begin Your Remodel?
Flexible financing options make it easy to move forward with your dream project.
Apply online in minutes, get fast approval, and choose a repayment plan that works for you. Whether it’s a full kitchen remodel or custom cabinetry, financing through HFS helps you start today without waiting.